503 Active Government Schemes Checked

Sarkar ke paas
₹25 Lakh hain
aapke liye.

आप बस यह नहीं जानते — आप किसके हकदार हैं।

India has 503 government schemes for MSMEs, artisans,
women entrepreneurs, startups & rural businesses.
90% of eligible owners never apply. You are one of them.

Check My Eligibility Now See a Sample Report First

100% Free · Instant results · No signup needed

503
Schemes Checked
₹25L+
Max Benefit
60s
Report Ready
2,400+
Reports Done
scroll
PM Vishwakarma — ₹3L + Toolkit
PMEGP — ₹25L Subsidy
PMMY MUDRA — ₹10L Zero Collateral
Stand-Up India — ₹1Cr Loan
Bihar Udyami — ₹5L Free Grant
SFURTI — ₹10Cr Cluster Fund
CGTMSE — ₹2Cr No Collateral
PMFME Food — ₹10L Subsidy
NSFDC SC Loan — 6% Interest
NE Region — 90% Capital Subsidy
PM Vishwakarma — ₹3L + Toolkit
PMEGP — ₹25L Subsidy
PMMY MUDRA — ₹10L Zero Collateral
Stand-Up India — ₹1Cr Loan
Bihar Udyami — ₹5L Free Grant
SFURTI — ₹10Cr Cluster Fund
CGTMSE — ₹2Cr No Collateral
PMFME Food — ₹10L Subsidy
NSFDC SC Loan — 6% Interest
NE Region — 90% Capital Subsidy
The Problem No One Talks About

You're eligible.
You just don't know it yet.

The Government of India disbursed ₹4,48,040 crore to 568 lakh businesses in 2022 alone. That money exists. It is allocated. Banks are sitting with it, waiting for applications.

The only reason it didn't reach you? Nobody told you that you qualify.

Scheme consultants charge ₹5,000–₹20,000 for this.
This tool does it in 60 seconds. Completely free.
The Hard Truth
90% of eligible businesses never apply for schemes they qualify for. Information is the only barrier — not eligibility.
What's Sitting Unclaimed
A ₹25L subsidy for your unit. A ₹5L free grant if you're in Bihar. A ₹3L toolkit if you're an artisan. None of it requires luck — only knowledge.
What This Tool Gets You
Every scheme you qualify for. Exact rupee amounts. Document list. Application portal. Priority ranking. All personalised to your profile.

Not a list.
An action plan.

Every entry tells you what to do, where to go, what to bring — so you walk in prepared and come out with the money.

🎯
Personalised Match
Based on your business type, state, category, gender, registration. Not generic — only schemes you qualify for.
💰
Real Rupee Numbers
Exact loan limits, subsidy %, grant values. Numbers you can take to your bank without guessing.
📋
Document Checklist
Exact documents for each scheme. Walk in prepared. No rejection, no "come back with XYZ".
Priority Ranking
HIGH / MEDIUM labels. Apply for the highest-impact, fastest-approval schemes first.
🗺️
State Schemes Included
Bihar Udyami, WB MSME, Rajasthan policy, Kerala KSIDC — schemes most people never hear about.
📄
100% Free · Instant
Report in 60 seconds. Show your CA, DIC officer, or bank manager. Replaces a ₹10,000 consultant.
No payment · No signup required Check My Eligibility

Every major scheme.
Checked against your profile.

We don't show you a directory. We show you your matches — with amounts and next steps.

🔨
PM Vishwakarma
Traditional artisans · 18 trades
₹3L + toolkit
🏭
PMEGP
New mfg / service unit
Up to ₹25L subsidy
💰
PMMY MUDRA
Shishu · Kishor · Tarun
Up to ₹10L
🚀
Stand-Up India
Women / SC / ST
₹10L–₹1Cr loan
🧶
SFURTI
Artisan clusters
₹2Cr–₹10Cr fund
💼
CGTMSE
Collateral-free guarantee
Up to ₹2Cr
👩‍💼
Mahila Udyam Nidhi
Women — SIDBI
Up to ₹10L
🌿
PMFME
Food processing units
Up to ₹10L subsidy
📊
NSFDC / NSTFDC
SC / ST entrepreneurs
Loan at 4–6%
🌾
NABARD RIDF
Rural / agri enterprises
Grant + refinance
⛰️
NE Region Package
NE / hill states
Up to 90% subsidy
🗺️
+20 State Schemes
WB · Bihar · Raj · Kerala…
₹5L–₹30L

This is what your
free report looks like.

Every matched scheme includes benefit amount, reason you qualify, document checklist, and direct application portal.

Profile: Women Artisan · West Bengal · OBC
🔨
PM Vishwakarma Yojana
₹15,000 toolkit + training + ₹1–3L loan at 5%. Eligible: traditional craft, women-led, WB state.
HIGH PRIORITYUp to ₹3L
👩‍💼
Stand-Up India
Bank loan ₹10L–₹1Cr. Eligible: women entrepreneur, greenfield enterprise.
HIGH PRIORITYUp to ₹1Cr
🗺️
WB MSME Credit Scheme
25–30% interest subsidy. Only for WB-registered businesses. Apply at DIC office.
HIGH PRIORITYState-specific
💼
Mahila Udyam Nidhi
₹10L soft loan at ~8% via SIDBI. Eligible: women-led, manufacturing/service.
HIGH PRIORITYUp to ₹10L
💰
PMMY Kishor Loan
₹50K–₹5L zero-collateral working capital. Any PSB or NBFC-MFI. Instant processing.
MEDIUMUp to ₹5L
Profile: Food Unit · Bihar · SC · Rural
🗺️
Bihar Udyami Yojana
₹10L loan — ₹5L is FREE SUBSIDY for SC Bihar entrepreneurs. Apply: udyami.bihar.gov.in
HIGH PRIORITY₹5L Free
🌿
PMFME Food Processing
35% capital subsidy up to ₹10L. Eligible: food unit, FSSAI possible, rural location.
HIGH PRIORITYUp to ₹10L
📊
NSFDC Concessional Loan
Loan at 6% for SC entrepreneurs. No collateral under ₹1L. Via state channelising agency.
HIGH PRIORITY6% interest
🏭
PMEGP Manufacturing
35% subsidy on project cost up to ₹25L. SC category = maximum subsidy rate.
HIGH PRIORITYUp to ₹25L
🌾
NABARD Rural Finance
SHG credit linkage and RIDF for rural food businesses. Via district NABARD office.
MEDIUMGrant + Loan
Get My Free Report Now

Free · Personalised · Instant · No signup

Three steps to
finding your money.

No paperwork. No jargon. No appointment. Works on any phone.

1
Fill Your Profile
Business type, state, category, gender. 3 screens. Works on any phone. Takes 2 minutes.
~2 minutes
2
Submit Your Profile
Hit submit. Instantly matched against 503 schemes. No payment. No waiting. Results on screen.
instant
3
Get Your Report
Every scheme you qualify for. Amounts. Steps. Portals. Ready to use. Walk into your DIC or bank.
60 seconds

🇮🇳 Check Your Eligibility Now

3 steps · 2 minutes · Instant personalised report for every scheme you qualify for

1
2
3
Step 1 of 3 — Basic Details

Who Are You?

Your personal details help us match state-specific and category-specific schemes

Your report will be sent here
Category & Gender
This determines reservation-based scheme eligibility (PM Vishwakarma, Stand-Up India, PMEGP higher subsidy)
Please fill all required fields (Name, Mobile, Email, State, District, Category, Gender) to continue.
Step 2 of 3 — Business Information

About Your Business

The most critical step — your business type, registration and financials determine 80% of your scheme matches

Select what best describes your activity
Your Main Sector / Product
Please select your Business Type, Registration Status, Turnover, and Sector to continue.
Step 3 of 3 — Last Step!

Your Profile Attributes

These unlock hidden schemes — artisan background, GI products, export interest, tribal linkage, and more

Select ALL that apply — each one can unlock additional schemes
Existing Registrations & Certifications
Please select at least one attribute to continue.
Generating Your Report…
Matching your profile against 50+ central & state schemes
  • Analysing your business profile
  • Checking PM Vishwakarma & PMEGP eligibility
  • Matching MUDRA, Stand-Up India, CGTMSE
  • Scanning state-specific schemes for your state
  • Checking category-based reservations (SC/ST/OBC/Women)
  • Calculating benefit amounts and priority ranking
  • Compiling your personalised report
Your Eligibility Report is Ready!
Based on your profile, we found matching schemes for you.
0
Total schemes
0
High priority
₹0
Max potential benefit
🔴 High Priority — Apply Immediately
🟡 Medium Priority — Apply Within 3 Months
📋 Also Relevant — Explore Further
Check Another Profile →

Frequently Asked

Is my data safe and confidential?
Completely. Your data is used only to generate your report and is never shared with any third party, government body, or bank. You can request deletion at any time by emailing hello@dreamofsoul.com.
My business isn't registered yet. Can I still check?
Yes. Select "Not yet registered." Your report shows which schemes you can access now AND which require registration first — with exact steps. Many schemes like PM Vishwakarma are open to unregistered artisans.
How is this different from just Googling schemes?
Google gives you a list of 70 schemes. We tell you which of those 70 YOU qualify for — based on your business type, state, category, gender, and registration. Plus exact benefit amounts, document checklist, and portal links for each one.
Do you cover state-level schemes too?
Yes. We check central schemes (70+) plus state schemes from West Bengal, Bihar, UP, Maharashtra, Kerala, Odisha, Rajasthan, Tamil Nadu, Karnataka, Gujarat and more. Bihar residents get Bihar Udyami Yojana. WB residents get WB MSME Credit Support. And so on.
Do you guarantee scheme approval?
No. We tell you which schemes you are eligible to apply for. Final sanction is by the government authority, bank, or DIC office. But we make sure you never miss a scheme you qualify for — and you walk in fully prepared with the right documents.
Does this work for NGOs and Section 8 companies?
Yes. Select "NGO / Foundation" as your business type. Your report will include NABARD grants, NRLM/DAY-NULM linkages, CSR-1 guidance, and state NGO funding from DRDA, DIC, Zilla Parishad.

Free Government Scheme Eligibility Checker for Indian Artisans — 503 Schemes. 60 Seconds. Always Free.

India's government has allocated over ₹4.48 lakh crore in subsidies, loans, and grants for artisans, MSMEs, SHGs, and rural entrepreneurs. Yet most of this money goes unclaimed — not because people are ineligible, but because they don't know which schemes apply to them, what documents are needed, or where to apply. A consultant charges ₹8,000 to ₹15,000 to answer these questions. Scheme Checker™ does it in 60 seconds, free.

Scheme Checker™ by Dream of Soul Foundation covers 503 Central and State government schemes — including PM Vishwakarma, PMEGP, MUDRA, Stand-Up India, SFURTI, Bihar Udyami Yojana, and dozens of state-level artisan and handicraft schemes. Answer a few simple questions about your craft, location, gender, and business stage — and receive a personalised eligibility report with scheme details, subsidy amounts, documents required, and application links.

The tool is particularly valuable for PM Vishwakarma-registered artisans who are eligible for ₹3 lakh in credit plus a ₹15,000 toolkit — but have never received guidance on next steps. It is also used by MSME-DFO field officers in Bihar and West Bengal during artisan empowerment programmes.

Built and maintained by Dream of Soul Foundation, a Section 8 NGO (CIN: U88900WR2026NPL292771) and MSME-DFO partner in Siliguri, West Bengal, with 12A, 80G, NGO Darpan, and CSR-1 registrations. Permanently free for every Indian artisan, SHG member, and MSME entrepreneur.

Also explore our other free tools: Catalogue Builder™ — export-ready product catalogues · Artisan Onboarding™ — verified digital identity · Market Navigator™ — AI market intelligence in 14 modules.

About Dream of Soul Foundation

Built on the Ground.
For the Ground.

Dream of Soul Foundation is a women-led Section 8 NGO founded in Siliguri, West Bengal, with one mission: build the digital and market infrastructure India's artisan economy deserves — free, permanently, at scale.

The Foundation is an MSME-DFO partner in Bihar and West Bengal, running field programmes that have reached artisans in Saharsa, Darbhanga, Menha, Bijalpur, Siliguri, and Jalpaiguri. Every tool on this platform was built from a real need identified during field work — not from a boardroom.

The founders bring 10+ years of combined expertise in SEO, performance marketing, agentic AI, e-commerce, and institutional compliance — applied entirely in service of India's rural artisan economy.

Social Impact & Credentials
30+Direct Beneficiaries
3Field Programmes
2States Active
70%+Women Beneficiaries
Section 8 NGO 12A Provisional 80G Provisional CSR-1 Filed NGO Darpan MSME-DFO Partner ISO 9001/14001 Startup India ZED Bronze